Property Tax Protection Program

Save money on your property taxes! O'Connor takes all the effort to reduce your property
taxes for all your accounts each and every year.
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Total Market Value Comal CountySource: Texas Comptroller, compiled by O’Connor, and not affiliated with any appraisal district.

Billions of $
2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
$ Total Market Value 16.917 18.351 21.489 21.921 23.362 26.721 30.271 33.492 47.210 53.433 56.703
Single Family 9.134 10.077 11.047 12.385 13.143 15.367 16.641 19.117 28.667 32.791 34.815
Multi-family 0.338 0.414 0.495 0.556 0.661 0.769 0.949 1.062 1.242 1.425 1.688
Commercial 2.194 2.595 2.828 2.944 3.436 3.833 4.666 4.694 5.614 6.200 6.651
All Other 5.251 5.264 7.118 6.035 6.122 6.751 8.015 8.619 11.687 13.017 13.549

Texas property owners should protest annually As part of maintaining their property, like a HVAC checkup.

Comal County Property
Tax Trends

The Comal Appraisal District is responsible for valuing all real estate and personal property in the county. Property owners and property tax consultants then review the values and dispute excessive values. Here are graphs that represent the total value of property in Comal County and the total property tax reductions achieved through the appeal process.

Comal County Total Market
Value of Property

Comal Appraisal District attempts to accurately value real estate and personal property. Following is a summary of the total values by type.

The value of multi-family homes appealed in 2019 made up 3.7% of all property appeals in Comal County.

Property Value Reduction By Type of Appeal Source: Texas Comptroller, compiled by O’Connor, and not affiliated with any appraisal district.

Billions of $
2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Total 0.340 0.276 0.410 0.360 0.603 0.675 0.681 1.278 1.524 1.960 2.28
Informal Appeal 0.306 0.242 0.373 0.308 0.475 0.478 0.349 0.812 0.747 1.110 1.252
Formal ARB Determination 0.0300 0.0260 0.0220 0.0350 0.1070 0.1890 0.3240 0.4590 0.7220 0.7260 0.7580
Judicial Appeal 0.0040 0.0080 0.0150 0.0180 0.0200 0.0080 0.0070 0.0070 0.0550 0.1240 0.2730

Texas property owners should protest annually since Texas law requires property owners to protest to get information on their property and comparable sales in the area. This information is free and available upon request via U.S. mail (once you file a protest).

Comal CAD Value Reduction By
Type of Appeal

Texans should appeal every property every year. This is because it is impossible for the appraisal district to accurately and equitably share the tax burden of Comal County. There is no cost to appeal and about 65% of appeals are successful.

In 2019, Comal County property owners who appealed and settled at the judicial hearing reduced the assessed value of their property by $8.2 million, which is $180.8 million less than the value reduction achieved by formal ARB determination.

Total Property Tax Savings All Protests and AppealsSource: Texas Comptroller, compiled by O’Connor, and not affiliated with any appraisal district.

Millions of $
2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
All Property Types 7.13 5.80 8.61 7.57 12.65 14.17 14.29 26.84 32.01 41.17 47.95
Single Family 1.90 0.65 0.83 1.18 1.05 2.89 1.41 2.01 7.96 8.74 10.91
Commercial / All other 5.23 5.15 7.78 6.39 11.60 11.28 12.88 24.83 24.05 32.43 37.04

Texas property owners should protest annually since Because it is the surest way to reduce property taxes.

Total Comal CAD Property Tax Savings
By Property Type

The next graph shows the estimated total property tax savings (based on a 2.1% tax rate and no exemptions), based on informal hearings, written ARB determinations and Judicial Appeals combined.

In 2019, Commercial / All Other properties made up 79.6% of all property tax savings in Comal County.

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This website makes data obtained from third parties available in various formats, including graphs and charts. You acknowledge and agree that the data presented on this site is not created or endorsed by O’Connor. The information presented is for general informational purposes only and is not intended to provide tax or legal advice. You acknowledge that the information provided to you is obtained from sources believed to be reliable and that no guarantees are made as to its accuracy, completeness or timeliness. You agree not to hold O’Connor liable for any decision made based on your reliance on or use of such information or data, or any liability that may arise due to delays or interruptions in the delivery of the information or data. There is no warranty of any kind, express or implied, regarding the data presented on this site.